QRIS - Skema Transaksi & biaya settlement QRIS

Fee Scheme for Each QRIS Transaction

InterActive QRIS in 1 transaction has a limit of up to 20 million.

Total cost MDR for Each Transaction QRIS

Merchant discount rate (MDR) namely the rate charged to Merchant SMB by banks In accordance with standards set by Bank Indonesia.

Transaksi Reguler (Transaksi pembelian barang)

Rincianya:

0,7% MDR

Contoh:

Transaksi Senilai Rp 100.000 X 0,7%
0,7% dari Rp 100.000 = Rp 700 JADI
Uang Bersih yang didapatkan Rp 100.000 - Rp 700 = Rp 99.300

Transaksi Bidang Pendidikan

Rincianya:

0,6% MDR

Contoh:

Transaksi Senilai Rp 100.000 X 0,6%
0,6% dari Rp 100.000 = Rp 600 JADI
Uang Bersih yang didapatkan Rp 100.000 - Rp 600 = Rp 99.400

Transaksi di SPBU

Rincianya:

0,4% MDR

Contoh:

Transaksi Senilai Rp 100.000 X 0,4%
0,4% dari Rp 100.000 = Rp 400 JADI
Uang Bersih yang didapatkan Rp 100.000 - Rp 400 = Rp 99.600

Transaksi Yayasan / Organisasi

Rincianya:

0% MDR
Wajib atas nama Yayasan / Organisasi sosial, donasi tidak diperbolehkan atas nama pribadi.

QRIS Settlement Fee Scheme

Settlement is a transfer of funds to a account Merchant SMB for 1x transfer in 1 day.

In addition to Bank BCA, Mandiri & BRI, there will be an additional SKN fee of IDR 2,900 / settlement.

So other than Bank BCA, Mandiri & BRI the total Settlement Admin Fee is 3,000 + SKN 2,900 = IDR 5,900

Settlement Process or Fund Disbursement to Merchant Account

The settlement process or disbursement of InterActive QRIS funds to merchant accounts is carried out only on working days & hours. On Sundays and holidays or collective leave there is no settlement process.

Settlement process or disbursement of funds only on working days & hours
Sundays and holidays or joint leave there is no settlement process
Working days & hours from Monday to Friday 09.00-17.00
On Saturday there is still a settlement schedule for merchants using accounts. BCA, BRI, Mandiri